Help for Homeowners

There are resource available to help you review your situation and options to pay the Bank or otherwise avoid foreclosure.  You may contact the Department of Housing and Urban Renewal to find a Department-Certified Housing Counseling Agency. You may contact the Department  of Financial Institutions, the Washington State Bar Association, or the Statewide Civil Legal Aid Hotline for possible assistance or referrals.  Their toll-free phone numbers are provided below:

  • U.S. Department of Housing and Urban Development:  (800) 569-4287;
  • Department of Financial Institutions:  (877) 746-4334 or (877) 894-4663;
  • Statewide Civil Legal Aid Hotline:  (888) 387-7111; and
  • Washington State Bar Association:  (800) 945-9722.

Please visit these pages for helpful information:

  • Know Your Options

    Options that may be available to you if you are unable to afford your mortgage payments and wish to avoid foreclosure.

  • Steps to Take

    Instructions on the steps to take to explore your potential options.

  • Beware of Rescue Scams

    General information about how to detect and protect yourself from foreclosure rescue scams.

  • Forms

    A list of financial documents you should collect and be prepared to present to the Bank, when discussing options to avoid foreclosure.

  • Contact Us

Please Note:

ORAL AGREEMENT OR ORAL COMMITMENTS TO LOAN MONEY, EXTEND CREDIT, OR TO FOREBEAR FROM ENFORCING REPAYMENT OF A DEBT ARE NOT ENFORCEABLE UNDER WASHINGTON LAW.